There are a range of useful free apps and tools available online to help you get your finances better under control, optimise your existing contracts, reduce monthly costs or simply save money on an everyday basis. Perhaps there is something there for you?
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With the "BudgetCH" app from the swiss organisation “Dachverband Budgetberatung Schweiz”, you can set budget targets for different categories and always keep an eye on your budget and that of your family. With the same login, you and your family members can independently enter all expenses and keep an eye on the budget. The data is stored on a server in Switzerland.
The Dutch programme "Get a Grip" by Humanitas helps young people to manage their money better, free of charge. Many young adults have loans, debts or arrears. Get a Grip helps you with complicated letters, gives you an overview of your current subscriptions and contracts and finds solutions in difficult financial situations.
This French budgeting app "Bankin'", approved by the Banque de France, allows you to take a closer look at your spending. Bankin' gives you access to your bank account with a detailed overview of all receipts and payments. It is organised into categories such as subscriptions, shopping, taxes & fees, housing, health and many more.
Looking at the account balance at the end of the month often leaves us wondering: where has all the money gone? The solution: a budget book. Daily Budget Original" offers a particularly motivating approach. Based on your income and fixed costs, the app assigns you a daily budget. If you spend less, you can see how your "assets" keep growing.