Budget tips

There are often little everyday saving measures that add up to improving your financial situation without impacting your quality of life. Perhaps there is a tip there that you can use?

Get your money back under control!

There are lots of helpful tools which can help you be clearer about your finances and control your monthly income and expenditure. The “Useful Tools and Apps” section contains a few digital solutions which could help you in your everyday life.

Why is there so much money left at the end of the month?

Many of us are familiar with this question, normally used in jest, and often the joke begins to wear thin when monthly expenses exceed income. If you find the bills are piling up at the end of the month, the most important thing is to keep a clear head and tackle the problem head on.

Reduce consumption in your household

There are a few simple tips to help you save money at home:

– Switch off the tap while you are cleaning your teeth
– Switch off the light when you leave the room
– Dry your washing on the line, not in the tumble dryer
– Use energy-saving products with good energy efficiency
– Unplug electrical devices from the mains when they are not in use
Ventilate rooms occasionally
– Make sure your room temperature is reasonable (20 degrees)
– Seal draughts around doors and windows

Watch out for auto-renew on subscriptions and contracts

If you conclude contracts on the internet, make sure you are not automatically taking out a subscription and check your monthly, repeat expenditure. Perhaps you are not actively using some of these services and you can cancel them. aboalarm is a service which checks your subscriptions and cancels them if necessary.

Get rid of things you do not use any more

You can use various platforms, such as eBay or eBay small ads to sell household items you no longer need. There is always a buyer with the small change you need.

Cook from scratch with fresh, seasonal ingredients.

Utilise the wide range of regional foods and cook for yourself at home. You can save a huge amount of money by not constantly going out to eat or ordering takeaways. A meal plan for the week helps reduce leftovers. Do not go shopping when you are hungry.

Switch your electricity supplier and save energy on your household appliances.

Compare your current energy deal on comparison websites such as verivox or check24. You can often save between 10 and 20 euros a month by switching your gas and energy providers.