We revolutionise debt collection.


Who we are.

PAIR Finance is a digital debt collection agency. We are mandated by our clients to find a solution with you in the settlement of an outstanding debt and to reach a fair agreement.

Debt collection process.

PAIR Finance takes over the whole debt collection for its clients. Our aim is to work with you to find a solution out of court in order to save you further costs and the unpleasantness of legal proceedings.

Ratenzahlung Manuelle Überweisung Stundung
Inkasso für Verbraucher*innen

Help and support.

Do you have questions about the outstanding debt we contacted you about? Let's find the best solution together today - according to your personal financial situation. We are also happy to support you with tips on how to save money, useful tools and apps as well as background knowledge on debt collection.


What is debt collection?
How can I pay?
Can I pay by instalments?
What repayment options are available?
Who is PAIR Finance?
I have questions.

Customer voices.

Thank you for the excellent advice and quick help. A change in circumstances meant it was no longer possible for me to pay the debt all at once. The people at PAIR Finance offered me an instalment plan which worked for me. This meant I could conclude the debt collection process quickly and did not have to worry about further proceedings. I am pleased that PAIR Finance were so understanding of my situation and, now I have paid the last instalment, I can look to the future with relief. Debt collection is not all bad :-)
Kristina, 31, from Bremen
Because I travel a lot, paying my bill slipped through the net and I landed up in the collection process with PAIR Finance. Although I found it a bit strange to be contacted by text and e-mail to begin with, it really helped to be able to authorise the payment from my mobile phone and pay my bill online. It is annoying to have ended up in the debt collection process, it was a simple procedure which was easily resolved.
Bernhard, 54, from Berlin

Our registrations & partnerships.

Registered debt collection agency

Member of

Partner of

Member of

Startup partner of