NZZ: So funktioniert Inkasso mit Herz

A digital debt collector for enterprises (its 250 clients include pay-later giant Klarna and car hire Sixt). The company uses artificial intelligence and behavioural analysis to better communicate with consumers with outstanding debts. PAIR Finance now operates across Germany, Austria and Switzerland.

The fintech will take over the receivables management of Bavaria Direkt, the digital subsidiary of Versicherungskammer Bayern. With the help of an AI algorithm, insureds are to be addressed individually so that they settle claims more quickly. (€)

Berlin-based debt collection fintech Pair Finance and Fabit (derived from "financial habit") are now announcing their collaboration. Pair Finance uses artificial intelligence, machine learning, and behavioral science to get delinquent payers to pay their bills. "Debt collection is about working with and contacting people who have completely different needs and reasons why they can't meet the debt," Pair Finance told Payment and Banking in an interview.