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More and more people are finding themselves in financial difficulties. Those who fall into debt struggle not only with bills, but also with shame and fear. A study shows that AI, of all things, can reduce psychological pressure.
AI is revolutionizing credit management. Many companies are eager to implement artificial intelligence in every phase of the debt collection process. But the real difference lies not just in the latest technology—it's all about structured, high-quality data and a clear strategy. Those who best organize and utilize their data will build smart algorithms and achieve better results for both companies and consumers.
Over 30% of adult Poles say they have missed payments and been contacted by debt collection agencies in the last 12 months (21.3% once, and 9.7% multiple times). The most common reason for late payments is simple: forgetting to make a payment.
