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More and more people are finding themselves in financial difficulties. Those who fall into debt struggle not only with bills, but also with shame and fear. A study shows that AI, of all things, can reduce psychological pressure.
Over 30% of adult Poles say they have missed payments and been contacted by debt collection agencies in the last 12 months (21.3% once, and 9.7% multiple times). The most common reason for late payments is simple: forgetting to make a payment.
A digital platform that recovers overdue payments using AI, behavioral research, and data science will now reach those who shop online but occasionally forget to pay. In Poland, this fintech is establishing a foothold for regional growth.