Tech hubs bring start-ups from the same sector under one roof. The idea is for them to work together in order to become major players. Does it work? We looked around a fin-tech hub in Berlin.

Every week, a founder of one of our start-ups answers four questions for us. This week, it is the turn of Stephan Stricker from PAIR Finance.

Getting reminders right is not always easy. Debt collection start-up PAIR Finance’s approach to debt collection is to treat debtors in the same way as customers, and thus persuade them to pay their bills.

A study shows that debt collection companies are asking ever-higher fees. The government wants to provide better protection for debtors, but does not yet know how.

More and more of the devices we use every day use artificial intelligence (AI) in one form or another. For example, the latest generation of smartphones can be unlocked with facial recognition.

PAIR Finance addresses debtors on an individual basis: some by their first names, others more formally - some get text messages, others get a letter. Zalando is now taking a stake in the debt collection service.

Debt collectors have a bad image. PAIR Finance founder Stephan Stricker explains how he intends to change that.

Start-up PAIR Finance is hoping to revolutionise the debt collection market. The company hopes to use behavioural research to recover money from overdue clients. The secret to their success is addressing them individually.

Debt collection in the big data era: Jürgen Stüber on a start-up using real-time algorithms to recover debts.