Business Insider: After expansion: these are the key people at debt collection startup Pair Finance

Until now, little was known about the underlying personality types of the digital consumer with late payments and how to proceed most successfully to ensure out-of-court repayment. In response to this unanswered question, Pair Finance, fintech for AI-based debt collection and management, presents a study on a new customer typology for the digital age.

A digital debt collector for enterprises (its 250 clients include pay-later giant Klarna and car hire Sixt). The company uses artificial intelligence and behavioural analysis to better communicate with consumers with outstanding debts. PAIR Finance now operates across Germany, Austria and Switzerland.

The debt collection fintech Pair Finance has a designated Director Innovation with immediate effect. She is named Liva Zepa and comes from the Australian digital debt collection Indebted, where she was Vice President and Managing Director for the European market.