Dela
AI is revolutionizing credit management. Many companies are eager to implement artificial intelligence in every phase of the debt collection process. But the real difference lies not just in the latest technology—it's all about structured, high-quality data and a clear strategy. Those who best organize and utilize their data will build smart algorithms and achieve better results for both companies and consumers.
A digital platform that recovers overdue payments using AI, behavioral research, and data science will now reach those who shop online but occasionally forget to pay. In Poland, this fintech is establishing a foothold for regional growth.
Over 30% of adult Poles say they have missed payments and been contacted by debt collection agencies in the last 12 months (21.3% once, and 9.7% multiple times). The most common reason for late payments is simple: forgetting to make a payment.