Payment & Banking: AI in Debt Collection: How Fintechs Are Transforming Digital Debt Management

The debt collection sector is on the cusp of a technological transformation. PAIR Finance founder Stephan Stricker explains in the podcast why AI plays a key role in this.

13.03.2026
Payment & Banking
Le Temps: Le recouvrement de dette avec l’IA et un peu de manipulation psychologique

Présente en Suisse, la fintech allemande Pair Finance utilise les nouvelles technologies et les techniques du marketing numérique pour amener des consommateurs distraits ou désemparés à régler leurs achats.

07.03.2026
Le Temps
Kronen Zeitung: ‘A more sensitive approach’: How artificial intelligence is now helping with debt

More and more people are finding themselves in financial difficulties. Those who fall into debt struggle not only with bills, but also with shame and fear. A study shows that AI, of all things, can reduce psychological pressure.

15.02.2026
Kronen Zeitung
Computer BILD: Debt: AI reduces consumers' shame threshold by around 36 per cent

Many people find it difficult to talk about debt. A new study shows that AI can significantly reduce the feeling of being judged and make conversations easier.

11.02.2026
Computer BILD
Puls Biznesu: Every third Pole has had contact with debt collection: preferred e-mails and Blik

Over 30% of adult Poles say they have missed payments and been contacted by debt collection agencies in the last 12 months (21.3% once, and 9.7% multiple times). The most common reason for late payments is simple: forgetting to make a payment.

12.11.2025
Puls Biznesu
BILANZ: This company is shaking up the debt collection industry

There are few industries that have a more mixed reputation. Nevertheless, Pair Finance wants to transform this traditional industry. A former digital marketer and a fintech expert want to transform the debt collection business, an industry with a rather mixed reputation. Why are technology nerds choosing this particular industry?

06.11.2025
BILANZ
Finextra: Pair Finance opens Italian office

Pair Finance, Europe’s leading digital debt collection platform, has announced its expansion into Italy. This market entry follows the company’s success in ten European countries and marks the highly anticipated launch in Italy. As part of this expansion, Pair Finance has opened a branch office in Milan to ensure optimal support for Italian clients.

14.10.2025
Finextra
Credit Expo: “Ten Billion Data Points”: Inside PAIR Finance's AI-Driven Approach to Debt Collection

AI is revolutionizing credit management. Many companies are eager to implement artificial intelligence in every phase of the debt collection process. But the real difference lies not just in the latest technology—it's all about structured, high-quality data and a clear strategy. Those who best organize and utilize their data will build smart algorithms and achieve better results for both companies and consumers.

09.10.2025
Credit Expo
Finanz-Szene: How debt collection fintech Pair Finance is taking off after the Finleap exit

Berlin-based debt collection fintech Pair Finance is really taking off after leaving the Finleap universe – we had a look at the figures.

07.10.2025
Finanz-Szene
O Jornal Económico: Fintech PAIR Finance anuncia entrada no mercado português

A PAIR Finance anunciou esta terça-feira a entrada em Portugal, fazendo com que a organização passe a estar presente em nove mercados. A fintech opera em áreas como o crédito e a cobrança de dívidas e recorre a ferramentas como a inteligência artificial (IA).

25.02.2025
O Jornal Económico
Business Insider: After expansion: these are the key people at debt collection startup Pair Finance

Pair Finance expands to Sweden and appoints an ex-Klarna manager as Managing Director. We present the organisation chart with the most important people.

23.10.2024
Business Insider
Credit Expo: PAIR Finance expands into Sweden

Sweden is the eighth market for PAIR Finance and the expansion is taking place along with several existing corporate customers. The company is also targeting new customers in sectors such as e-commerce, payments and banking, insurance, mobility, energy, online services and media companies.

12.09.2024
Credit Expo