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Almost half of young adults have already failed to pay a bill. Almost a quarter have already been contacted by a debt collection agency. These are the results of a representative survey initiated by the debt collection company Pair Finance and the Fresenius University in Hamburg and exclusively available to Handelsblatt.
Start-up company PAIR Finance is a modern kind of debt collection agency, which uses the findings from behavioural research to improve the relationship between debtor and creditor, among other things.
The digital insurer BavariaDirekt is the first company in the Versicherungskammer Group to test the receivables management system developed by Pair Finance on the basis of artificial intelligence (AI). BavariaDirekt is thus consistently expanding its competencies as a digital insurer.
